A personal loan allows you to borrow money over  1 to 7 years.

Personal Loans
A personal loan allows you to borrow money over 1 to 7 years. 

You can use a personal loan to get the car you want, consolidate your debts or for something else, like a new motorbike, boat or renovation.

We will do the leg work for you to find you the best deal on interest rates, fees and charges.

We will look at your credit report and ask for payslips, bank account statements and copies of other credit contracts or bills so we can verify your ability to meet the loan repayments without financial hardship.

Secured and unsecured loans

Secured loans usually offer lower interest rates than unsecured loans, but you need to put up an asset, like your car or home, as 'security' to get the loan. If you don't repay the loan, the credit provider may (in some circumstances) sell your asset to get its money back without first going to court.

With unsecured loans you don't have to put up an asset as security, but the interest rate is usually higher. To get an unsecured loan, you must convince the credit provider that you can repay the loan. If you don't repay the loan, the credit provider may take you to court to get its money back.

Why use us?

We start by meeting you at a time and place that suits you – at home, at work or over a coffee; during the week, at night or over the weekend – we’re always flexible.

 

We’ll look at your current loans and financial circumstances and then research and find the right solution for you. We take care of the paperwork, manage the application process and then take it through to settlement.

We work for you and not the bank.

We get to know you personally to understand your unique circumstances.

 

From our experience we know which lenders will have the product that will meet your needs. And we negotiate for what’s right for you, not what’s right for the lenders.

Lenders will ask you to take out insurance on your new property. We can help you arrange cover to keep the approval process moving quickly and hopefully save you some money.

We can get things moving quickly. We’ll work with our lender networks and contacts, securing your finance as fast as possible.

BOOK AN APPOINTMENT FOR A COFFEE AND A CHAT.
Queensland

7/8 Stuart Street

(Entry Via Marble Street)

Dalby QLD 4405

477 Boundary Street,

Spring Hill QLD 4000

Victoria
Exchange Tower
Level 1, 530 Little Collins Street
Melbourne VIC 3000

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