Because the needs of each individual business are so varied, there are many different types to choose from.
All of them have pros and cons.
What might be right for one business may not fit the unique needs of another.
It’s important you find the right one for you, both short and long-term.
Different Loan Types
Here are the main types of business or commercial loans:
Asset & Equipment Finance.
Used for the purchase of new equipment, technology, machinery and vehicles.
Accessing cash from invoices already issued before they’ve been paid.
Working Capital Loans.
Take care of immediate day-to-day costs and help fill cash flow gaps.
Most often used to buy commercial real estate, or existing businesses or franchise.
Self Managed Super Fund Loans.
Using super funds to help purchase commercial property.
A quick way to access cash without using any security.
Having a commercial finance broker onside, going into bat for you is the smart way to do business.
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Any advice in this publication does not take account of your personal circumstances. Before relying on it to make a decision, you should consider how it applies to your overall circumstances or get personal advice.